Our recommended Crypto investment broker is Regal Wallet, they allow investors to invest in Stellar through their insured cold storage service. Stellar is IRA approved, which means you can invest in it within your IRA.
Stellar (XLM) also known as Stellar Lumens is a cryptocurrency which enables people to do very fast payments with low fees. It is not mineable and does not use proof of work (PoW). Instead it uses the Stellar Consensus Protocol (SCP). The applications for Stellar are micro payment transactions and cross-border transfer.